Corporate Leaders
Leadership brings both opportunity and responsibility — and often, limited time to step back and see the full financial picture. We work with corporate leaders and executives who value clarity, structure, and a disciplined approach to financial planning. From stock options and deferred compensation to wealth preservation and succession, we help bring structure and clarity to complex decisions. We do this because we understand that many individuals value a planning approach that helps reduce the time and energy required to manage complex financial decisions.
What options do I have with my highly appreciated company stock without incurring a large tax bill?
Tax-efficient strategies like charitable gifting, direct indexing, or NUA treatment can unlock value while minimizing taxes. The right approach depends on your broader financial plan. We’ll help you explore the best strategies for your stock and your goals.
What should I do with restricted stock units (RSUs) or performance stock units (PSUs) once they vest?
Vesting can create tax implications and concentration risk. A proactive plan seeks to align these assets with your overall portfolio and risk profile. We’ll evaluate your options and integrate them seamlessly into your financial strategy.
Should I take advantage of my company’s employee stock purchase program (ESPP)?
ESPPs can be powerful wealth-building tools — if used wisely. Understanding tax rules, holding periods, and diversification considerations is key. We’ll help you determine how an ESPP fits into your bigger picture.
Where else can I save besides my 401(k)?
Once your employer plan is maxed out, utilizing options like backdoor Roth IRA funding, Health Savings Accounts, brokerage accounts, and deferred compensation plans can expand your wealth strategy. We’ll guide you through additional savings vehicles tailored to your situation.
Should I take advantage of my company’s Health Savings Account (HSA)?
An HSA is more than a medical account — it can serve as a powerful, tax-advantaged retirement asset when used strategically. We’ll help you leverage it as part of a comprehensive wealth plan. Some employers even offer a match to participants.
How do I sell my business tax-efficiently? What do I do after?
The structure and timing of a sale can dramatically affect your after-tax proceeds. And once the transaction is complete, your wealth strategy shifts to a new phase. We’ll help you design a plan for both the sale itself and the next chapter of your financial life.